May
14
If you are newly self employed and feel like you can’t afford self employed health insurance, you are not alone. With rising medical costs and increasingly guarded practices among health insurance companies, finding self employed health insurance could prove to be a real struggle for many people just like you. The following article offers some advice for finding self employed insurance you can afford.
First, it is important to address the question of why you feel like you cant afford self employed health insurance. You may just be jumping to conclusions or letting other people influence your decision. I remember leaving my job and speaking with my company human resources officer. She gave me a pretty big scare and told me that I would have to pay hundreds, if not thousands of dollars, for monthly self employed medical insurance coverage. (I think she was just trying to keep me on the job.)
Let’s be honest here: self employed insurance coverage is not going to be cheap, but it is still an important part of the equation for your professional life. Just as you would not stop investing in your advertising or marketing, you should look at self employed health insurance (or self employed accident insurance) in the same light. Insurance is an investment in your health, well being, and peace of mind.
If you really think you cant afford self employed health insurance it may be necessary to review your business budget and update your finances. Sometimes other expenses may need to be cut to make your life easier and to bring better results so you can afford self employed health insurance. Consider this comparison: would you not drive a car just because you had to get auto insurance to do it? Of course not. You should look at your health and assets in the same way. Protection and prevention are always the best strategies for life and insurance is no exception.